Retire in Chattanooga
Chattanooga, Tennessee – known as the “Scenic City” for its breathtaking river views and mountain backdrop – isn't just a picturesque destination; it's a welcoming haven for retirees seeking vibrant community life, affordability, and adventure. With its moderate climate, low cost of living, lack of state income tax, and rich selection of cultural and outdoor attractions, Chattanooga delivers an enviable quality of life. Whether you're strolling across Walnut Street Bridge, exploring the Tennessee Aquarium, or unwinding at one of its charming outdoor parks, retiring here means embracing both comfort and discovery at every turn.
Why Retire in Chattanooga?
Low Cost of Living
Stretch your retirement income further in Chattanooga. With no state income tax and affordable housing compared to many other retirement hotspots, your money goes farther here without compromising quality of life.
Mild Four-Season Climate
Chattanooga’s temperate climate means you can enjoy outdoor activities year-round. Experience colorful falls, comfortable springs, mild winters, and warm, sunny summers perfect for spending time by the Tennessee River.
Award-Winning Healthcare
Quality healthcare is a priority for retirees. Chattanooga is home to top hospitals and specialty clinics, ensuring you’ll have access to excellent medical care close to home.
Endless Outdoor Recreation
Surrounded by mountains, lakes, and trails, Chattanooga is known as the “Scenic City” for a reason. Whether it’s hiking, boating, or simply enjoying a peaceful river walk, the opportunities to stay active and engaged are endless.
Thriving Arts & Culture Scene
Retirement here doesn’t mean slowing down — unless you want to. From world-class museums and live music to farmer’s markets and festivals, Chattanooga’s cultural heartbeat keeps life exciting and connected.
Top Retirement Neighborhoods in Chattanooga
Whether you prefer the walkable energy of the city or the peace of the mountains, Chattanooga offers a retirement lifestyle tailored to your needs. Retirees often choose areas like:
Things To Do
Great Outdoors
There's something for everyone in Chattanooga when it comes to nature. From the mountains to the forests, there are plenty of opportunities to explore the great outdoors. Here are a few favorite natural wonders in Chattanooga:
Places to Visit
If you're looking for a unique and exciting place to visit, Chattanooga is the perfect destination. We have something for everyone, so you're sure to have a great time! Here are some of our top attractions:
Out On The Town
Chattanooga is a great place to shop and dine. There are plenty of options for both local and national retailers. The city also has a variety of restaurants to choose from, whether you're looking for a quick bite or a sit-down meal. Here are a few favorties:
Frequently Asked Questions About Retiring in Chattanooga
What makes Chattanooga an ideal place to retire?
Chattanooga combines affordable living, outstanding healthcare, no state income or pension tax, moderate climate, and ample outdoor recreation, arts, and culture. These qualities make it a standout retirement destination.
How accessible is healthcare in Chattanooga?
Chattanooga is home to three major health systems: Erlanger, Parkridge, and CHI Memorial. Erlanger is a Level-One Trauma Center and a key academic hospital serving southeastern Tennessee and beyond.
What outdoor, recreational, cultural, and social activities are available in Chattanooga?
Chattanooga offers a wide variety of things to do for every lifestyle. Outdoor enthusiasts can enjoy hiking, kayaking, and river walks, with more than 50 trailheads located within just half an hour of downtown. The city also features Silver Adventures fitness programs tailored for older adults.
For cultural and social experiences, Chattanooga is home to museums such as the Tennessee Aquarium, Hunter Museum of Art, and Creative Discovery Museum, as well as historic venues like the Tivoli Theatre. A lively downtown, complete with the Riverwalk, festivals, and a strong live music scene, ensures that there’s always something exciting happening.
Which neighborhoods or suburbs are popular among retirees?
Top community choices include Lookout Mountain, Northshore, Hixson, and Ooltewah.
What about specialized 55+ communities or retirement developments?
Chattanooga features several 55+ and active adult communities, including Ashwood Square, Arden Landing, Hickory Valley Retirement, and Morning Pointe of Chattanooga at Shallowford.
What Our Clients Are Saying
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